- Table of contents (7 chapters)
Migration is a traditional phenomenon in the western Hindu Kush-Himalayas, but has increased considerably in recent years in response to global changes. The financial and human capital generated by migration can be used to support local development and thus help reduce poverty. However, in order to develop strategies that can help people benefit more from the existing migration, more needs to be known about the process and the way it affects and is used by society. This report provides a synthesis of the findings of three case studies carried out in India, Nepal, and Pakistan to gather information about the present patterns of migration and the flow of remittances at different sites. Results include the type, volume, and mode of transfer of remittances; the impact in terms of financial flows and the transfer of new skills; and gender aspects. The study made five recommendations: (1) Foster and mange skilled migration; (2) Make more financial services available in rural areas and build financial literacy; (3) Increase competition for remittance transfer and adopt new technology for improved outreach of financial services; (4) Facilitate the investment of remittances; (5) Address the feminisation of rural mountain communities.